AMSré - spécialist in insurance contract and mechanical sports réinsurance contract
 
 

THE BASIC GUARANTEES

(Contract extract)

... " PURPOSE AND SCOPE OF INSURANCE

    The purpose of this contract is to guarantee compliance with the stipulations of French Decree N° 55.1366 of 18 October 1955 in the event of accidents, outbreaks of fire or explosions that may occur during a designated sports event under specific conditions or trials programmed officially during such an events:
 
    1. The pecuniary consequences of legal liability that may be incumbent upon the organiser or the competitors as a result of bodily injury or material damage caused to spectators, third parties and competitors, THOUGH ONLY FOR THE LATTER WHEN TRIALS ARE CONCERNED NOT COMPRISING PRIVATE USE OF THE PUBLIC THOROUGHFARE OVER THE ENTIRE PATH TRAVELLED;
 
    2. The pecuniary consequences of legal liability that may be incumbent upon the organiser or the competitors with respect to the employees or officers of the State or any other public entity forming part of the police services, organisation or control of the sports event or their legal representatives, caused by bodily or material damage to the said persons;
 
    3. The pecuniary consequences of legal liability that may be incumbent upon the State, the "Département" and the Communes for any damage caused to third parties or the organiser by the officers, agent or military personnel provided to the latter, or to their equipement " ...
 
OPTIONAL GUARANTEES
 
     ... " In addition, risks A to E below are guaranteed, mentioned as such on page 2 of the present policy.
   The provisions of the General Conditions appended shall apply to each of these guarantees, inasmuch as they do not conflict with the provisions below, specific to these guarantees.
    Between the date the policy is made out and signed and at the latest 8 days before the beginning of the event or the initial trails, the subscriber may request by registered letter the benefit, from the insurer of one or more of these optional guarantees, against the extra premium to be set by the insurer.
    Likewise, save for guarantee A, lest there be an agreement by the administrative authority officially empowered to authorise the event, he may request that such optional guarantee, already forming part of the special conditions, be eliminated and that the relevant extra premium be repaid.
DEFINITION OF OPTIONAL GUARANTEES
   
RISK A - PERSONNEL AND EQUIPMENT OF THE PUBLIC SERVICES.
    When public officers, agents or military personnel are made available to the organiser by the State, the Departement and the Communes, to participate in the policing services, the present "sport events" contract shall guarantee to the latter:
 
    1. Repayment of sums they may be led to pay these officers, agents or military personnel or their legal representatives by virtue of their respective statuses, consequent upon any bodily injury they may suffer during or on the occasion of the event insured by the present contract.
 

    2. Compensation for damage they may suffer during or on the occasion of the event, to the equipment used by the above-mentioned officers, agent and military personnel.
    The insurer is subrogated, in compliance with article L121 - 12 of the French Code of Insurance up to the amount of the compensation paid by it in rights and actions that may belong to the State, Departement and Communes brought against third parties responsible for the accidents and damage involved in clauses 1 and 2 above.
    Notwithstanding, the insurer renounces all right of recourse with regard to a responsibility he insures under application of the appended General Conditions.

 
RISK B - LEGAL LIABILITY OF THE ORGANISER WITH REGARD TO COMPETITORS (bodily injury only).
    On the occasion of the trials of sports events insured, which comprises private use of the public thoroughfare, the guarantees provided for under paragraph 1 or article 1 of the General Conditions shall extend to the pecuniary consequences of legal liability that may be incumbent upon the organiser, through bodily injury and damage to clothing or apparel suffered by the competitors.
 
RISK C - LEGAL LIABILITY OF THE ORGANISER WITH REGARD TO COMPETITORS (bodily injury only and material damages).
    On the occasion of the trials of sports events insured, which comprises private use of the public thoroughfare, the guarantees provided for under paragraph 1 or article 1 of the General Conditions shall extend to the pecuniary consequences of legal liability that may be incumbent upon the organiser, through bodily injury and damage to clothing or apparel suffered by the competitors.
 
RISK D - LEGAL LIABILITY AS BETWEEN COMPETITORS
(bodily injury only).
    On the occasion of the trials of the sports events insured, which comprises private use of the public thoroughfare, the guarantee provided for under paragraph 1 of article 1 of the General Conditions shall extend to the pecuniary consequences of legal liability that may be incumbent upon competitors through bodily injury and damage to clothing and apparel that they may engender amongst themselves.
 
RISK E - LEGAL LIABILITY OF THE COMPETITOR WITH REGARD TO HIS OR HER PASSENGERS AND CO-DRIVER.
    On the occasion of the trials of the sports events insured no comprising private use of the public thoroughfare and as waiver to the provisions of paragraph of article 2 of the General Conditions, the guarantee provided for under paragraph 1 of article 1 of the General Conditions shall extend to cover the pecuniary consequences of legal liability that may be incumbent on the competitor driving the vehicle both with regard to his or her co-driver and that of passengers travelling in the vehicle, though only on the sections of public thoroughfare for non-private use " ...
 
 
French Version